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邮寄邮政汇票

When sending money by mail, use money orders as a safe alternative to cash and personal checks. U.S. Postal Service® money orders are affordable, widely accepted, and never expire. Your money order receipt will help you track your payment and show proof of value in case the money order gets lost, stolen, or damaged.

You can buy or cash postal money orders at any Post Office location.

向国外邮寄邮政汇票

提醒: As of March 2020, USPS no longer sells money orders destined for Japan or cashes money orders issued by Japan Post. 查看更多 ›

How to Send Domestic Money Orders

  1. Decide on the money order amount. You can send up to $1,000 in a single order anywhere in the United States.
  2. Go to any Post Office location.
  3. Take cash, a debit card, or a traveler’s check. You cannot pay with a credit card.
  4. Fill out the money order at the counter with a retail associate.
  5. Pay the dollar value of the money order plus the issuing fee.
  6. Keep your receipt to track the money order.

Money Order Standards and Guidelines (DMM 509.3)

邮政汇票费用

Fees are based on the money order dollar amount.

Dollar Amount 费用

0.01 至 500.00 美元

1.25 美元

500.01 至 1,000.00 美元

1.75 美元

军用邮局邮政汇票(由军事机构发行)

0.45 美元

Receiving Money Orders – How to Spot a Fake

接受邮政汇票之前,确保它已盖章。There are several key things to look at to spot a counterfeit money order.

检查纸张

Real USPS money orders have specific marks and designs to prevent fraud. If you hold the money order up to the light you should see:

  • Watermarks of Ben Franklin on the left side repeat top to bottom (circle 1 on image).
  • Franklin 水印右侧,一条由字面“USPS”组成的垂直多彩线在纸上时隐时现(图片上的圆圈 2) 。

检查美元金额

  • If the dollar amount is discolored, it may have been erased, indicating fraud (circle 3 on image).
  • Make sure the dollar amount is imprinted twice (circle 4 on image).
  • See if the dollar value is too large.
    • 国内邮政汇票不能超过 1,000 美元。
    • 国际邮政汇票不能超过 700 美元(萨尔瓦多或圭亚那为 500 美元)。

怀疑伪造?

  • 如果您怀疑涉嫌欺诈,请致电美国邮政监察局(1-877-876-2455)。
  • 如果您认为您提供了假冒邮政汇票,请致电邮政汇票验证系统,电话 1-866-459-7822。

How to Cash Domestic Money Orders

Domestic money orders never expire and they do not accrue interest. Money orders are cashed for the exact amount on the order.

You can cash a USPS money order at a Post Office for free. You can also cash them at most banks and some stores. Rural carriers may cash money orders if they have enough money on hand.

Cashing a Money Order at the Post Office

  1. Do not sign the money order.
  2. Take a primary photo ID with the money order to any Post Office location.
  3. Sign the money order at the counter in front of a retail associate.

See additional requirements for money orders made out to organizations, more than one person, and minors.

Cashing Money Orders (DMM 509.3.3)

Replacing Lost, Stolen, or Damaged Money Orders

丢失或失窃的邮政汇票

You cannot stop payment on postal money orders, but a lost or stolen money order can be replaced.

  • Money order loss or theft may take up to 30 days to confirm.
  • Investigating a money order's lost or stolen status may take up to 60 days.
  • There is a $6.25 processing fee to replace a lost or stolen money order.
  • Search the Missing Money Order List.

申请退款

  1. Take your money order receipt to any Post Office location.
  2. Talk to a retail associate at the counter to start a Money Order Inquiry.
  3. After starting the inquiry, you will be able to check the status of your money order and inquiry progress in the Money Order Inquiry System.
  4. When your money order is confirmed lost or stolen, we’ll issue you a replacement money order.

受损的邮政汇票

我们将替换有缺陷或损坏的邮政汇票。Take the damaged money order and your receipt to your local Post Office location to get a replacement.

Money Orders between the USPS & Japan Post

As of March 2020, the Postal Service no longer sells international postal money orders destined for Japan or cashes international postal money orders issued by Japan Post. If you have not yet cashed a Japan Post-issued money order, please return it to the sender.

On July 10, 2020, Japan Post will stop cashing international postal money orders issued by the Postal Service. (Japan Post stopped selling international postal money orders destined for the U.S. on December 31, 2019.)

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